Selecting the right investment advisor is a critical decision that can have a profound impact on your financial future. Whether you’re a seasoned investor or just starting your investment journey, finding an advisor who…
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Retirement Planning 101: A Step-by-Step Guide to Secure Your Financial Future
Planning for retirement is a crucial step in securing your financial future. It requires careful consideration, strategic decision-making, and proactive steps to ensure a comfortable and fulfilling retirement. In this comprehensive guide, we will…
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Fixed Income Investing is Becoming Less Boring
Since the financial crisis of 2008, the Federal Reserve has been keeping short-term interest rates at historically low levels. For much of this time, yields on cash have been very close to zero. With inflation…
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Digital Hygiene to Keep your Investments Secure
1. Use Strong and Unique Passwords: Create strong and unique passwords for all your online accounts. Use a combination of uppercase and lowercase letters, numbers, and symbols. Avoid using common passwords or personal information that…
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Overlooked Aspects of a Successful Retirement
There are several challenges that a working married couple may face when considering retirement. Many of the more difficult challenges are not financially related. Here are some common ones: 1. Financial Planning: The most common…
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You and Volatility Can Be “Frenemies”
While volatility in the stock market can be unsettling, it can also present opportunities for savvy investors. Here are several ways to potentially use volatility to your advantage: 1. Long-term investment perspective: Adopt a long-term…
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All Eyes on the Fed
With the inflation data in for January 2023, we stood at 6.4% higher than prices in January last year. While that is lower than the previous month and the seventh consecutive month prices have come…
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Why is the Fed raising interest rates, and what is ZIRP?
Why is the Fed raising interest rates, and what is ZIRP? In late July, the Federal Reserve increased interest rates by .75 after a previous increase of the same magnitude the month prior. The target…
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My Buy Now, Pay Later experience
The buy now pay later (BNPL) options seem to be popping up everywhere on ecommerce sites as a way to spread out a purchase into organized, simplified installments that are often interest free. Companies like…
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New 401(k) contributions limits for 2022
The IRS announced last week an update on the contribution limits to 401(k) and other workplace plans effective in 2022. The maximum employee contribution is now up to $20,500 up from $19,500 for the past…
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