How We Invest Client Assets
At Evergreen we believe that the markets, not overpaid money managers, generate wealth over time. There has been much debate about active fund managers, who are essentially stock pickers, versus low-cost index fund investing. Although there are exceptions, most passively invested index funds outperform the active ones. Rather than spending most of our quarterly meetings with you debating and discussing which investments out performed or underperformed, we choose to own the market and diversify your assets across many asset classes, and most importantly find out how much of the stock market your assets should be in. We find this strategy often leads to better results as clients accept the returns and risks of the market and focus on the pieces of the puzzle that we can control.
We use passive investment vehicles as opposed to actively managed, higher cost investments. Exchange trade funds (ETF’s) with low underlying cost structures are used to provide you with a wide range of risk profiles. We also give you the option to use standard investment vehicles or socially responsible investments. Portfolios are rebalanced as needed and seek to minimize taxes when being managed in after-tax accounts.
Any existing individual stocks, bonds, or mutual funds that you seek to continue to hold can be maintained when moving accounts. Any transition of investments will be customized to each client situation.
Our Unique Flat Fee Structure
Our management fee of a flat $6,300 per year is broken down and charged monthly to your account. Our investment management and trading have no transactional costs, meaning Evergreen has no incentive to trade client accounts unless it is in your best interest. Our services that include financial planning, financial modeling, consulting, and investment management of accounts are included within the management fee. Review our fee table here.
Evergreen gladly accepts new clients with an account size of $500,000 or greater. No matter the amount you invest with us, you will receive the same level of care and service which sets us apart from other investment firms. It's our Philosophy by which our firm is built around.